Mortgage Loan Officer Job at MEMBERS1ST COMMUNITY CREDIT UNION, Ames, IA

eHlsb2dnRUpWZm41cjJ0ZlV4bEdtZkduQ0E9PQ==
  • MEMBERS1ST COMMUNITY CREDIT UNION
  • Ames, IA

Job Description

MEMBERS1st Community Credit Union   Financially Empowering Central Iowa

Position Overview

MEMBERS1st Community Credit Union is seeking an experienced and member-focused  Mortgage Loan Officer  to join our growing team. In this role, you will originate, process, and close residential mortgage loans while upholding our mission of  Financially Empowering Central Iowa . The ideal candidate provides exceptional service, demonstrates strong mortgage knowledge, and is committed to our cooperative values and community-focused principles.

As a Mortgage Loan Officer, you will guide members through the lending process with accuracy, transparency, and care while supporting departmental goals and ensuring compliance with all regulatory requirements.

Key Responsibilities

  • Provide exceptional service by identifying member mortgage needs and recommending appropriate lending solutions.
  • Educate members on mortgage products, rates, terms, and the overall loan process.
  • Represent MEMBERS1st with professionalism, respect, and a service-oriented approach aligned with our mission and values.
  • Originate and manage a pipeline of residential mortgage loans, including intake, application review, documentation collection, and file preparation.
  • Submit complete and accurate files to underwriting while ensuring timely processing and adherence to policies.
  • Guide members throughout the mortgage process, providing updates and responding promptly to inquiries.
  • Collaborate with underwriting, processing, closing, and other internal departments to maintain efficiency and loan quality.
  • Ensure all mortgage activities comply with federal/state regulations, investor guidelines, and credit union policies.
  • Stay current on mortgage regulations, lending guidelines, and industry trends.
  • Protect member information by maintaining confidentiality and security standards.
  • Complete all required Mortgage Loan Originator (MLO) training and licensing.
  • Represent MEMBERS1st at community events, educational sessions, and service initiatives.
  • Develop and maintain relationships with real estate agents, builders, and referral partners to support loan growth.
  • Promote the credit union’s cooperative philosophy and commitment to member and community well-being.
  • Perform additional duties as needed to support credit union operations and initiatives.

Compensation

  • Base Salary:  $65,000
  • Commission:  Compensation will include a base salary plus a commission rate, based on experience and loan origination volume.

Education/Experience

  • High school diploma or equivalent required; associate or bachelor’s degree in business, finance, or related field preferred.
  • Previous experience in mortgage lending, banking, credit unions, or financial services strongly preferred.
  • Must possess or obtain all required Mortgage Loan Originator (MLO) licensing and registration in accordance with federal and state requirements.
  • Experience with loan origination software, financial systems, and digital document workflows preferred.

  Benefits

  • 401(k)
  • 401(k) matching
  • Health insurance
  • Dental insurance
  • Vision insurance
  • Health savings account (HSA)
  • Paid time off
  • Paid sick time
  • Tuition reimbursement

Job Tags

Base plus commission,

Similar Jobs

Cloud Analytics Technologies LLC

ETL Developer / SQL tester with AWS Job at Cloud Analytics Technologies LLC

 ...Mandate ETL Developer/SQL tester with experience using cloud solutions on AWS. ETL Developer/SQL tester with 5-7 years of experience. Required Experience with SQL scripting and relational database modeling Experience working with creating AWS ETL jobs, data... 

FocusGroupPanel

Virtual Data Entry Clerk Job at FocusGroupPanel

 ...who want to do tasks, micro tasks, work at home opinion panels, online focus groups, product testing, research trials and more....  ...medical professional, remote work at home, drivers, administrative assistant, work from home customer service representative, registered nurse... 

Macy’s

Retail Sales Associate - Furniture/Mattresses/Rugs, Culver City Center - Part Time Job at Macy’s

 ...distribution centers, enhancing our online shopping experience, buying in-style and on-trend merchandise to outfit our customers, or designing a balloon for the Thanksgiving Day Parade, we offer unique opportunities to be part of some of the most memorable moments in... 

Uncommon Schools

Special Education Coordinator Job at Uncommon Schools

 ...Special Education Coordinator at Uncommon Schools summary: The Special Education Coordinator manages all aspects of special education programs, ensuring compliance with IEPs and providing tailored instruction and support to students with disabilities. They collaborate... 

Doc Cafe

Gastroenterology Physician Assistant - $128,325 - $144,673/yearly Job at Doc Cafe

 ...DocCafe has an immediate opening for the following position: Physician Assistant - Gastroenterology in Mount Vernon, Washington.Make $128,325 - $144,673/yearly.DocCafe is the premier physician and advanced practice job board to help you advance your healthcare career...